midfin360

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Smart Investment for

a Happy Retirement

with NPS.

You pick the goal, we bring the strategy.

Open NPS Account

What is NPS?

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NPS stands for National Pension System. It is a government-backed retirement savings scheme in India. NPS allows individuals to contribute regularly during their working years and receive a lump sum along with a pension after retirement. It is a market-linked scheme that invests in a mix of equity, corporate bonds, and government securities. The scheme is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).

Why invest in NPS?

Income Throughout Life

Income Throughout Life

NPS helps you build a steady income for life, and support your family despite inflation.

Income Throughout Life

Build a reliable income stream that supports you and your loved ones while combating inflation over time.

Flexibility

Flexibility

Choose from multiple fund options and switch between schemes or fund managers at any time.

Flexibility

Enjoy the freedom to adapt your investments to changing goals, market conditions, or preferred fund managers.

Portability

Portability

NPS accounts are portable across jobs and locations, making it easy to continue contributions after any job change.

Portability

Maintain uninterrupted contributions regardless of career or location changes, ensuring consistent retirement growth.

Low Maintenance Charges

Low Maintenance Charges

NPS is among the lowest-cost pension schemes in India, ideal for building a strong retirement corpus.

Low Maintenance Charges

Keep costs minimal and returns optimal with one of India’s most affordable long-term pension investment options.

Tax Benefits

Tax Benefits

Get tax deductions of upto ₹2 lakh under Section 80C and 80CCD(1B) of the Income Tax Act.

Tax Benefits

Save more with generous tax deductions while steadily building your retirement savings.

How NPS Works?

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NPS offers two types of accounts:

  • Tier I Account – The primary retirement account with tax benefits. Has a lock-in period until the age of 60 (retirement), with partial withdrawals allowed under certain conditions. .
  • Tier II Account – A voluntary savings account with no lock-in period and flexible withdrawals, but no tax benefits.

Eligibility & Process:

Available to Indian citizens aged 18 to 70 years. You contribute regularly, and the funds are invested in equity, corporate debt, or government securities as per your chosen allocation. At retirement, you can withdraw a portion of the corpus and use the rest to buy an annuity, ensuring a regular pension for life.

Why Choose MidFin360 for NPS?

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  • Partnered with Aditya Birla and other trusted PFMs (Pension fund managers)
  • 100% online and paperless.
  • Expert support throughout your retirement journey .
  • Real-time dashboard access to track your funds.
Start NPS

NPS Pension Funds

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How to open an NPS account?

Joining NPS is easy and 100% digital

1

Choose Your POP

Select any registered Point of Presence (POP), such as banks or authorised institutions, where you want to open your NPS account.

2

Complete KYC

Submit your personal details, bank information, nominee details, and provide valid identity and address proofs for verification.

3

Make Your First Contribution

Deposit the minimum required amount as per NPS guidelines, select your preferred investment option, and begin your journey towards a secure retirement.

Start NPS Now